If you're not eligible, we still will help you save money by mailing you an auto or homeowner's insurance rate guide and our Shopping Smart brochure. People with good driving records who may be paying too much for car insurance. Those whose Palm Springs motor vehicle records (MVRs) show no at-fault accidents or tickets for moving violations in the preceding three years. All drivers in an applicant's household must meet this standard. A MAP staff member will ask for your ZIP code and, if you live in an eligible area, whether any driver in your household has had tickets for moving violations or at-fault accidents in the past three years. If the screening questions indicate eligibility, and you want to apply, a MAP staffer will take your application. TDI verifies MVRs before sending applications to the 10 participating insurers.

The participating Palm Springs California auto car homeowners insurance companies have offered policies to about 60 percent of the eligible applicants. Homeowners who can't find licensed auto car homeowners insurance companies to insure their property. Properties that are in good condition but have been rejected by two licensed insurance companies in the preceding 12 months.

A TDI employee will ask your ZIP code. If you live in an eligible ZIP, you will need to document two rejections. The TDI employee will, if necessary, help you obtain the documentation. We always prefer to take our time to talk to you personally. This is our responsibility to you, and if we are going to be your agent, we should do the work. We will help you find great insurance coverage for your cars, trucks, homes, boats, autos, or motorcycles at the lowest rates possible.